Insurance On Earth 
As a professional insurance agent in Germany with over a decade of experience, I’ve worked closely with both dominant and niche firms. Among them, HUK‑Coburg stands out as one of the best German insurance firms due to its size, performance, and strong reputation, especially in the motor insurance sector. In this detailed review, we’ll explore … Read more
A new push to overhaul how auto insurance premiums are calculated in the United States is gaining momentum. This week, the Prohibit Auto Insurance Discrimination (PAID) Act was reintroduced in the U.S. House of Representatives, targeting what many say are unfair and discriminatory pricing practices in the car insurance industry. The bill, championed by Representatives … Read more
What is the best car insurance for drivers with a DUI in California? Are there interesting facts about car insurance in California that you need to know? Why are these car insurance providers offering premiums to drivers with a DUI considered a delight? When you are caught by the police or CCTV camera for driving … Read more
Australian electric vehicle (EV) owners are still paying more for car insurance than drivers of hybrid vehicles, according to new research by Compare the Market. The study, released in March 2025, found that battery-electric vehicles (BEVs) cost an average of $2,134 per year to insure, while hybrid or plug-in hybrid electric vehicles (HEVs/PHEVs) average $1,650. … Read more
As one who has been in the German automotive insurance market, one of the most frequently asked questions I receive is: “What cars are the cheapest to insure in Germany?” The answer isn’t as simple as naming one specific brand or model. Instead, it depends on a combination of insurance classification, repair costs, safety ratings, … Read more
Many of our readers have asked what the impact of the feud between President Trump and Elon Musk will have on the insurance market. We are here to respond to that. The discord began when Elon Musk criticized President Trump’s “Big, Beautiful Bill,” a tax and spending proposal that, among other things, aimed to eliminate … Read more
Car insurance frauds have evolved in Germany. From minor exaggerations in claims to organized crime rings staging accidents, fraud is a growing issue in the German car insurance market. While the majority of policyholders are honest, the minority committing fraud create significant consequences for everyone, including higher premiums and stricter policies. In this comprehensive article, … Read more
If you’re an expat or a native resident trying to understand the car insurance market before choosing a provider in Germany, you’re not alone. Choosing the right car insurance provider in Germany goes beyond just looking at premium costs. There are several vital factors that should guide your decision. In this blog post, I’ll walk … Read more
![Allianz SE vs HUK-COBURG: Which Is Better in Germany? [2025 Update]](https://insuranceonearth.site/wp-content/uploads/2025/06/Allianz-SE-vs-HUB-COBURG-in-Germany.jpg)
When it comes to choosing an insurance provider in Germany, Allianz SE and HUK-COBURG are two of the most recognized names in the industry. As a professional with over a decade of experience, I’ve helped thousands of policyholders like you make informed decisions between these two insurance giants. And today, if you give me a … Read more
One of the most common questions I get is: “How do I know if my car is properly insured in Germany?” It may seem straightforward, but with Germany’s strict traffic laws, different insurance types, and various legal obligations, it’s essential to be sure that you’re fully and adequately covered. In this article, I will walk … Read more