Are you a German resident who would like to know how to insure your car abroad (from Germany)? Worry no more. Whether it’s for an extended holiday, a temporary relocation, or the desire to explore new countries by car, understanding how international car insurance works is vital. Having helped dozens of clients insure their vehicles … Read more
Choosing the right car insurance policy in Germany can feel like navigating a maze, especially for expats unfamiliar with the system. One term you might come across is “garage binding” (Werkstattbindung). As a licensed car insurance agent in Germany with over 10 years of experience working with top insurance providers and a wide array of … Read more
Choosing the right deductible is one of the smartest decisions you can make to reduce your premium without compromising essential protection. Yet, many drivers—both German natives and newcomers—aren’t fully clear on how their car insurance deductible works or how much they should expect to pay. In this blog post, I’ll break down everything you need … Read more
One of the most frequently asked questions I receive is: “Is vehicle tax included in German car insurance?” The short answer is no. However, understanding why this is the case and what each cost covers is essential for every car owner in Germany. Whether you are a long-term resident or new to the country, understanding … Read more
I have seen firsthand how powerful the SF Class, also known as the no-claims bonus class, can be in determining car insurance premiums in Germany. For German drivers and expats alike, understanding how the SF Class works is essential to keeping your insurance costs down and maximizing your financial benefits over time. What is the … Read more
Do you have multiple family cars in Germany and you are wondering if fleet insurance can cover them? I’m here to answer your question. As a licensed car insurance agent in Germany with over a decade of experience, I’ve had the privilege of working with a wide range of clients. Due to my expertise in … Read more
Are you struggling to find affordable car insurance in Germany because of your credit history or lack of a Schufa score? You’re not alone. As a licensed insurance agent with over 10 years of experience in the German insurance market, I’ve helped many drivers, especially freelancers, expats, and those with low credit, secure car insurance … Read more
One of the most transformative trends in recent years has been the rise of telematics car insurance in Germany. In this article, I’ll explain exactly how telematics car insurance works in Germany, what it covers and what it doesn’t cover. We will take it a step further to discuss where to find the best telematics … Read more
As a licensed insurance agent in Germany with over 10 years of experience, I have worked with countless expats. One thing is clear: the German insurance system can be confusing. Yet, understanding and securing the right insurance coverage is crucial for safety, legal compliance, and peace of mind. Every expat in Germany wants to know … Read more
Many German residents who wish to obtain international car insurance seem to underestimate the value credit cards offer in terms of providing extra perks. One of such benefits that often goes unnoticed is rental car insurance. If you’re a German resident or expat who frequently rents cars either in Germany or abroad, having a credit … Read more