As a professional insurance agent in Germany with over a decade of experience, I’ve worked closely with both dominant and niche firms. Among them, HUK‑Coburg stands out as one of the best German insurance firms due to its size, performance, and strong reputation, especially in the motor insurance sector. In this detailed review, we’ll explore … Read more
Choosing the right deductible is one of the smartest decisions you can make to reduce your premium without compromising essential protection. Yet, many drivers—both German natives and newcomers—aren’t fully clear on how their car insurance deductible works or how much they should expect to pay. In this blog post, I’ll break down everything you need … Read more
One of the most frequently asked questions I receive is: “Is vehicle tax included in German car insurance?” The short answer is no. However, understanding why this is the case and what each cost covers is essential for every car owner in Germany. Whether you are a long-term resident or new to the country, understanding … Read more
Many German residents who wish to obtain international car insurance seem to underestimate the value credit cards offer in terms of providing extra perks. One of such benefits that often goes unnoticed is rental car insurance. If you’re a German resident or expat who frequently rents cars either in Germany or abroad, having a credit … Read more