Motor legal protection insurance isn’t a luxury, but a cornerstone of responsible motoring in Germany. With rising traffic disputes, evolving cross-border regulations, and increasing legal costs, drivers need more than third-party or comprehensive car insurance. They need specialized legal support built into their vehicle coverage. The Importance of Motor Legal Protection Insurance Driving in Germany … Read more
Financing or leasing a car in Germany comes with a hidden risk: depreciation. As your vehicle loses value quickly, 20–30% in the first year and around 50% in three years, your insurer may not cover the full amount you still owe. As an experienced German insurance broker with years of experience and Swiss insight, I’ve … Read more
In my years of practice in the insurance industry as a professional broker, I’ve seen the transportation industry evolve rapidly. But Honda’s introduction of the eQuad, a lightweight, four-wheeled electric vehicle designed specifically for last-mile delivery, marks a significant shift. With urban delivery challenges mounting and sustainability taking center stage, questions around how to insure … Read more
Driving a truck in Germany is more than a profession; it is a responsibility, a business, and often, a way of life. Whether you operate a single vehicle or manage a large logistics fleet, having the right truck insurance coverage is crucial to operate in Germany. In this blog post, I will explain how you … Read more
Imagine cruising along the Autobahn or through a quiet neighborhood in Berlin without a valid driving license. It might sound harmless to some, but in Germany, this action carries heavy legal and financial consequences. I’ve seen numerous cases where clients overlooked driving regulations and paid dearly for it. This article offers a comprehensive breakdown of … Read more
The insurance industry in Germany can be complex, especially when it involves specialized vehicles used for service and caregiving. These include cars used by mobile nursing services, caregiving staff, home therapy providers, and other mobile support services. From my experience working with policyholders in Germany over the past 13 years, I have advised dozens of … Read more
There’s something thrilling about owning a sports car or roadster. The sleek lines, roaring engine, and refined performance are every car enthusiast’s dream. However, what it takes to insure a sports car or roadster in Germany is not as straightforward as with a standard vehicle. In this article, I want to distill my decade of … Read more
In recent years, Germany has seen a surge in the popularity of electric micro-mobility vehicles like e-scooters and e-mopeds. These compact electric rides offer an eco-friendly, fast, and efficient way to navigate busy city streets. However, many riders overlook a critical aspect before hitting the road: insurance. I want to show you the best insurance … Read more
Would you like to know the documents required to purchase car insurance in Germany? I’m here to help you. Obtaining car insurance is a vital step before legally driving on the German roads. After decades of experience as an insurance broker, I’ve navigated these requirements countless times. While the process may seem complicated, my goal … Read more
Are you paying too much for your car insurance in Germany and would like to learn how to save more money? You’re not alone. Many policyholders unknowingly overspend because they don’t explore all the options available. Fortunately, there are practical ways to reduce your premiums without sacrificing the coverage you need. In this blog post, … Read more