Are you paying too much for your car insurance in Germany and would like to learn how to save more money? You’re not alone. Many policyholders unknowingly overspend because they don’t explore all the options available. Fortunately, there are practical ways to reduce your premiums without sacrificing the coverage you need. In this blog post, … Read more
Driving in Germany with a Swiss driving license is a common question among cross-border commuters and expats. As a highly successful insurance broker in Germany with a decade of experience and three years working with top insurers in Switzerland, I’ve guided many clients through the ins and outs of driving legally in Germany. Over the … Read more
In the German insurance industry, contracts are taken seriously. Policyholders and insurers alike are bound by legal frameworks that aim to create fairness, clarity, and continuity in coverage. However, under certain conditions in Germany, both parties can invoke a powerful provision known as the “special right of termination” (Sonderkündigungsrecht). This right allows an insurance policy … Read more
Changing car insurance in Germany might sound overwhelming, but it doesn’t have to be. Whether you’re looking for better rates, improved coverage, or a provider with better customer service, it doesn’t cost an arm and a leg to switch car insurance providers in Germany. All that is required is to understand the rules and deadlines. … Read more
It’s frustrating when you pay your car insurance premium regularly and expect protection, only to have your claim rejected. Many policyholders in Germany face this unfortunate situation, often due to reasons they didn’t anticipate. They want to know why their car insurance claims are being rejected in Germany and how to prevent this from happening. … Read more
Germany is known for its strict traffic laws and comprehensive insurance system, yet accidents involving uninsured drivers still occur. While mandatory liability insurance (Kfz-Haftpflichtversicherung) covers the vast majority of drivers on the road, there are unfortunate cases where motorists either drive without insurance or flee the scene. In such instances in Germany, uninsured motorist insurance … Read more
Germany is known for its world-class autobahns, rigorous driving standards, and a generally law-abiding motoring population. But what many policyholders fail to realize is that even minor driving offences can lead to noticeable increases in vehicle insurance premiums. As a licensed insurance broker with 10 years of experience in Germany and a previous 3-year stint … Read more
In my ten-plus years as a professional insurance agent in Germany, I’ve seen insurers rise and fall. Among the most consistent and reliable in Germany, especially in personal asset protection, is DA Direkt Versicherung. As a digital-first brand backed by Zurich Deutschland, DA Direkt delivers flexible, affordable coverage without the hassle of traditional branches. In … Read more
![6 Insurance Policies Every German Student Should Have [2025 Updated]](https://insuranceonearth.site/wp-content/uploads/2025/06/Insurance-policies-for-every-German-student.jpg)
t Stepping into university life in Germany is an exciting journey, but it’s also one that requires some essential safeguards. You need to have specific insurance policies as a German student. As a licensed insurance broker with 10 years of experience working in Germany (and 3 years before that in Switzerland), I’ve helped countless students … Read more
In Germany, your Schufa credit score holds more sway than many people realize, even when it comes to car insurance. During my three years working with top insurers in Switzerland, I learned how credit data influenced pricing. Then, after relocating to Germany and working as a licensed insurance broker for over a decade, I saw … Read more