6 Insurance Policies Every German Student Should Have [2025 Updated]

6 Insurance Policies Every German Student Should Have [2025 Updated]

t Stepping into university life in Germany is an exciting journey, but it’s also one that requires some essential safeguards. You need to have specific insurance policies as a German student. As a licensed insurance broker with 10 years of experience working in Germany (and 3 years before that in Switzerland), I’ve helped countless students … Read more

Car Insurance and Schufa: Does Your Credit Score Matter in Germany?

Car Insurance and Schufa: Does Your Credit Score Matter in Germany?

In Germany, your Schufa credit score holds more sway than many people realize, even when it comes to car insurance. During my three years working with top insurers in Switzerland, I learned how credit data influenced pricing. Then, after relocating to Germany and working as a licensed insurance broker for over a decade, I saw … Read more

What Is an eVB Number and How Do You Get It in Germany?

What Is an eVB Number and How Do You Get It in Germany?

When registering a vehicle in Germany, whether it’s new or used, there’s a critical step that often confuses newcomers and even some residents: the requirement for an eVB number. This small digital code holds significant importance in the German vehicle registration process.  If you’ve recently moved to Germany or you’re buying your first car here, … Read more

Temporary Car Insurance in Germany: What You Should Know

Temporary Car Insurance in Germany: What You Should Know

Many people assume car insurance in Germany must be long-term, complex, and expensive. However, if you only need to drive a vehicle for a short period in Germany, whether for a few days, weeks, or up to six months, there’s a more flexible solution: temporary car insurance.  Known in German as Kurzzeitversicherung, this policy type … Read more

Car Insurance for Students in Germany: Budget-Friendly Options in 2025

Car Insurance for Students in Germany: Budget-Friendly Options in 2025

Getting car insurance in Germany as a student in 2025 can feel like trying to climb a financial mountain with a heavy backpack. Insurance premiums have steadily increased over the past few years, and students often struggle to find coverage that doesn’t drain their limited budgets. But there’s good news: with the right knowledge and … Read more

Gothaer Versicherung Review: German Insurance Company

Gothaer Versicherung Review: German Insurance Company

As a professional insurance agent in Germany with over a decade of experience, I’ve advised clients on many insurance providers. Among them, Gothaer Versicherung stands out with its deep roots, wide-ranging products, and commitment to mutual values. In this review, I’ll cover everything German policyholders need to know, from history and locations to market share, … Read more

HUK‑Coburg German Insurance Review – My Top Insurance Blogs

HUK‑Coburg German Insurance Review - My Top Insurance Blogs

As a professional insurance agent in Germany with over a decade of experience, I’ve worked closely with both dominant and niche firms. Among them, HUK‑Coburg stands out as one of the best German insurance firms due to its size, performance, and strong reputation, especially in the motor insurance sector.  In this detailed review, we’ll explore … Read more

U.S. Lawmakers Reintroduce the PAID Act to End Discrimination in Auto Insurance Rates

U.S. Lawmakers Reintroduce the PAID Act to End Discrimination in Auto Insurance Rates

A new push to overhaul how auto insurance premiums are calculated in the United States is gaining momentum. This week, the Prohibit Auto Insurance Discrimination (PAID) Act was reintroduced in the U.S. House of Representatives, targeting what many say are unfair and discriminatory pricing practices in the car insurance industry. The bill, championed by Representatives … Read more

What is the Best Car Insurance in California for Drivers with a DUI?

What is the Best Car Insurance in California for Drivers with a DUI?

What is the best car insurance for drivers with a DUI in California? Are there interesting facts about car insurance in California that you need to know? Why are these car insurance providers offering premiums to drivers with a DUI considered a delight? When you are caught by the police or CCTV camera for driving … Read more