6 Insurance Policies Every German Student Should Have [2025 Updated]

6 Insurance Policies Every German Student Should Have [2025 Updated]

t Stepping into university life in Germany is an exciting journey, but it’s also one that requires some essential safeguards. You need to have specific insurance policies as a German student. As a licensed insurance broker with 10 years of experience working in Germany (and 3 years before that in Switzerland), I’ve helped countless students … Read more

Gothaer Versicherung Review: German Insurance Company

Gothaer Versicherung Review: German Insurance Company

As a professional insurance agent in Germany with over a decade of experience, I’ve advised clients on many insurance providers. Among them, Gothaer Versicherung stands out with its deep roots, wide-ranging products, and commitment to mutual values. In this review, I’ll cover everything German policyholders need to know, from history and locations to market share, … Read more

HUK‑Coburg German Insurance Review – My Top Insurance Blogs

HUK‑Coburg German Insurance Review - My Top Insurance Blogs

As a professional insurance agent in Germany with over a decade of experience, I’ve worked closely with both dominant and niche firms. Among them, HUK‑Coburg stands out as one of the best German insurance firms due to its size, performance, and strong reputation, especially in the motor insurance sector.  In this detailed review, we’ll explore … Read more

What is the Usual Deductible in German Car Insurance?

What is the Usual Deductible in German Car Insurance?

Choosing the right deductible is one of the smartest decisions you can make to reduce your premium without compromising essential protection. Yet, many drivers—both German natives and newcomers—aren’t fully clear on how their car insurance deductible works or how much they should expect to pay. In this blog post, I’ll break down everything you need … Read more

Is Vehicle Tax Included in German Car Insurance?

Is Vehicle Tax Included in German Car Insurance?

One of the most frequently asked questions I receive is: “Is vehicle tax included in German car insurance?” The short answer is no. However, understanding why this is the case and what each cost covers is essential for every car owner in Germany.  Whether you are a long-term resident or new to the country, understanding … Read more

Which German Credit Cards Offer Rental Car Insurance as a Perk?

Which German Credit Cards Offer Rental Car Insurance as a Perk?

Many German residents who wish to obtain international car insurance seem to underestimate the value credit cards offer in terms of providing extra perks.  One of such benefits that often goes unnoticed is rental car insurance. If you’re a German resident or expat who frequently rents cars either in Germany or abroad, having a credit … Read more