Australian Drivers Shocked at the High Cost of Electric Vehicle Insurance

Australian Drivers Shocked at the High Cost of Electric Vehicle Insurance

Australian electric vehicle (EV) owners are still paying more for car insurance than drivers of hybrid vehicles, according to new research by Compare the Market. The study, released in March 2025, found that battery-electric vehicles (BEVs) cost an average of $2,134 per year to insure, while hybrid or plug-in hybrid electric vehicles (HEVs/PHEVs) average $1,650. … Read more

Donald Trump & Elon Musk Crisis: Impact on Insurance & the Stock Market

Donald Trump & Elon Musk Crisis: Impact on Insurance & the Stock Market

Many of our readers have asked what the impact of the feud between President Trump and Elon Musk will have on the insurance market. We are here to respond to that. The discord began when Elon Musk criticized President Trump’s “Big, Beautiful Bill,” a tax and spending proposal that, among other things, aimed to eliminate … Read more

7 Common Car Insurance Frauds in Germany

7 Common Car Insurance Frauds in Germany

Car insurance frauds have evolved in Germany. From minor exaggerations in claims to organized crime rings staging accidents, fraud is a growing issue in the German car insurance market.  While the majority of policyholders are honest, the minority committing fraud create significant consequences for everyone, including higher premiums and stricter policies. In this comprehensive article, … Read more

What to Look for When Choosing a Car Insurance Provider in Germany

What to Look for When Choosing a Car Insurance Provider in Germany

If you’re an expat or a native resident trying to understand the car insurance market before choosing a provider in Germany, you’re not alone. Choosing the right car insurance provider in Germany goes beyond just looking at premium costs. There are several vital factors that should guide your decision. In this blog post, I’ll walk … Read more

What Happens If I Choose a Car Insurance Policy with Garage Binding in Germany?

What Happens If I Choose a Car Insurance Policy with Garage Binding in Germany?

Choosing the right car insurance policy in Germany can feel like navigating a maze, especially for expats unfamiliar with the system. One term you might come across is “garage binding” (Werkstattbindung). As a licensed car insurance agent in Germany with over 10 years of experience working with top insurance providers and a wide array of … Read more

What is the Usual Deductible in German Car Insurance?

What is the Usual Deductible in German Car Insurance?

Choosing the right deductible is one of the smartest decisions you can make to reduce your premium without compromising essential protection. Yet, many drivers—both German natives and newcomers—aren’t fully clear on how their car insurance deductible works or how much they should expect to pay. In this blog post, I’ll break down everything you need … Read more

Is Vehicle Tax Included in German Car Insurance?

Is Vehicle Tax Included in German Car Insurance?

One of the most frequently asked questions I receive is: “Is vehicle tax included in German car insurance?” The short answer is no. However, understanding why this is the case and what each cost covers is essential for every car owner in Germany.  Whether you are a long-term resident or new to the country, understanding … Read more

Can I Get Fleet Insurance in Germany for Multiple Family Cars?

Can I Get Fleet Insurance in Germany for Multiple Family Cars?

Do you have multiple family cars in Germany and you are wondering if fleet insurance can cover them? I’m here to answer your question. As a licensed car insurance agent in Germany with over a decade of experience, I’ve had the privilege of working with a wide range of clients. Due to my expertise in … Read more

Cheapest Car Insurance with No Credit Check in Germany

Cheapest Car Insurance with No Credit Check in Germany

Are you struggling to find affordable car insurance in Germany because of your credit history or lack of a Schufa score? You’re not alone. As a licensed insurance agent with over 10 years of experience in the German insurance market, I’ve helped many drivers, especially freelancers, expats, and those with low credit, secure car insurance … Read more

How Telematics Car Insurance Works in Germany

How Telematics Car Insurance Works in Germany

One of the most transformative trends in recent years has been the rise of telematics car insurance in Germany.  In this article, I’ll explain exactly how telematics car insurance works in Germany, what it covers and what it doesn’t cover. We will take it a step further to discuss where to find the best telematics … Read more