12 Types of Insurance Policies Every Expat in Germany Needs and Why

12 Types of Insurance Policies Every Expat in Germany Needs and Why

As a licensed insurance agent in Germany with over 10 years of experience, I have worked with countless expats. One thing is clear: the German insurance system can be confusing. Yet, understanding and securing the right insurance coverage is crucial for safety, legal compliance, and peace of mind. Every expat in Germany wants to know … Read more

Which German Credit Cards Offer Rental Car Insurance as a Perk?

Which German Credit Cards Offer Rental Car Insurance as a Perk?

Many German residents who wish to obtain international car insurance seem to underestimate the value credit cards offer in terms of providing extra perks.  One of such benefits that often goes unnoticed is rental car insurance. If you’re a German resident or expat who frequently rents cars either in Germany or abroad, having a credit … Read more

Car Insurance for International Drivers in Australia: What You Need to Know

Car Insurance for International Drivers in Australia: What You Need to Know

I’ve also been driving for more than 20 years, and during this time, I’ve seen many international drivers arrive with excitement, only to be overwhelmed by the driving laws and insurance system in Australia.  Car insurance for international drivers in Australia isn’t complicated once you understand the essentials. In this guide, I’ll walk you through … Read more

Is Monthly or Annual Car Insurance Payment Better in Germany?

Is Monthly or Annual Car Insurance Payment Better in Germany?

Car insurance policyholders want to know the best payment option available in Germany. In my over 10 years of experience as a professional insurance agent, I’ve seen countless policyholders struggle with one key question: Should I pay my car insurance monthly or annually? In this article, I’ll walk you through everything you need to know … Read more

Top 5 Telematics Car Insurance Providers in Germany for Safe Drivers

Top 5 Telematics Car Insurance Providers in Germany for Safe Drivers

If you are old enough, you must have seen firsthand how telematics based car insurance has transformed the industry and Germany at last. For safe drivers, especially in Germany’s data-conscious environment, telematics is a smart way to reduce premiums while encouraging safer driving habits.  In this article, we’ll explore how telematics car insurance works in … Read more

The Impact of the Horsepower of Your Car on Insurance Rates in Germany

The Impact of the Horsepower of Your Car on Insurance Rates in Germany

As a licensed car insurance agent in Germany with over 10 years of experience and a driver with two decades behind the wheel, I’ve had countless discussions with clients about what truly influences their car insurance premiums. One of the most overlooked yet critical factors when choosing an insurance policy is the horsepower (PS, or … Read more

5 Best Car Insurance Providers in Germany for Young Drivers [2025 Update]

5 Best Car Insurance Providers in Germany for Young Drivers [2025 Update]

As a licensed car insurance agent in Germany for over 10 years, and someone who has personally driven across cities, autobahns, and remote rural roads for the last two decades, I understand how confusing making the right choice from the available insurance providers can be, especially for young drivers.  In 2025, we’re seeing more flexible … Read more

Third-Party vs Comprehensive Car Insurance in Germany: Which One Should You Choose?

Third-Party vs Comprehensive Car Insurance in Germany: Which One Should You Choose?

Car insurance is mandatory in Germany, and for good reason. As a licensed insurance agent with 10 years of experience and over 20 years behind the wheel, I’ve seen it all. From minor fender benders to major accidents, I’ve helped countless drivers choose the right insurance policy for their needs. One of the most common … Read more

Car Insurance for Expats in Germany: What You Need to Know Before Driving

Car Insurance for Expats in Germany: What You Need to Know Before Driving

Moving to Germany as an expat is exciting. You get to enjoy well-paved autobahns, efficient public transport, and a high standard of living. But if you plan to drive here, there’s one thing you cannot skip, and that’s car insurance. As a licensed car insurance agent in Germany with over 10 years of experience and … Read more

How to Cancel Your Car Insurance Policy in Germany Without Paying Extra Fees

How to Cancel Your Car Insurance Policy in Germany Without Paying Extra Fees

You can cancel your car insurance policy in Germany without incurring extra fees if you understand the process and adhere to the stipulated timelines.  As a licensed insurance agent with over a decade of experience in Germany and a policyholder for more than 20 years, I’ve guided numerous clients through this procedure. In 2024, the … Read more