Australian electric vehicle (EV) owners are still paying more for car insurance than drivers of hybrid vehicles, according to new research by Compare the Market. The study, released in March 2025, found that battery-electric vehicles (BEVs) cost an average of $2,134 per year to insure, while hybrid or plug-in hybrid electric vehicles (HEVs/PHEVs) average $1,650. … Read more
As one who has been in the German automotive insurance market, one of the most frequently asked questions I receive is: “What cars are the cheapest to insure in Germany?” The answer isn’t as simple as naming one specific brand or model. Instead, it depends on a combination of insurance classification, repair costs, safety ratings, … Read more
Many of our readers have asked what the impact of the feud between President Trump and Elon Musk will have on the insurance market. We are here to respond to that. The discord began when Elon Musk criticized President Trump’s “Big, Beautiful Bill,” a tax and spending proposal that, among other things, aimed to eliminate … Read more
Car insurance frauds have evolved in Germany. From minor exaggerations in claims to organized crime rings staging accidents, fraud is a growing issue in the German car insurance market. While the majority of policyholders are honest, the minority committing fraud create significant consequences for everyone, including higher premiums and stricter policies. In this comprehensive article, … Read more
If you’re an expat or a native resident trying to understand the car insurance market before choosing a provider in Germany, you’re not alone. Choosing the right car insurance provider in Germany goes beyond just looking at premium costs. There are several vital factors that should guide your decision. In this blog post, I’ll walk … Read more
![Allianz SE vs HUK-COBURG: Which Is Better in Germany? [2025 Update]](https://insuranceonearth.site/wp-content/uploads/2025/06/Allianz-SE-vs-HUB-COBURG-in-Germany.jpg)
When it comes to choosing an insurance provider in Germany, Allianz SE and HUK-COBURG are two of the most recognized names in the industry. As a professional with over a decade of experience, I’ve helped thousands of policyholders like you make informed decisions between these two insurance giants. And today, if you give me a … Read more
One of the most common questions I get is: “How do I know if my car is properly insured in Germany?” It may seem straightforward, but with Germany’s strict traffic laws, different insurance types, and various legal obligations, it’s essential to be sure that you’re fully and adequately covered. In this article, I will walk … Read more
Are you a German resident who would like to know how to insure your car abroad (from Germany)? Worry no more. Whether it’s for an extended holiday, a temporary relocation, or the desire to explore new countries by car, understanding how international car insurance works is vital. Having helped dozens of clients insure their vehicles … Read more
Choosing the right car insurance policy in Germany can feel like navigating a maze, especially for expats unfamiliar with the system. One term you might come across is “garage binding” (Werkstattbindung). As a licensed car insurance agent in Germany with over 10 years of experience working with top insurance providers and a wide array of … Read more
Choosing the right deductible is one of the smartest decisions you can make to reduce your premium without compromising essential protection. Yet, many drivers—both German natives and newcomers—aren’t fully clear on how their car insurance deductible works or how much they should expect to pay. In this blog post, I’ll break down everything you need … Read more